Category Archives: Money and Bank

How Much Money Can You Make Selling Ebooks

One of the most common questions we get at Ebook Architect is how much money will I make selling ebooks? Well, like most businesses the answer will depend on many different factors. For example the amount of time you put into the promotion of your ebook will have a direct consequence on sales and market interest in your ebook topic is another important factor. People who are good at picking good ebook topics and promoting their ebooks usually stand to make a lot of money with ebooks.

How Much Money You Ask?

Some Ebook entrepreneurs lose money in the course of a year while some make hundreds of thousands of dollars. More realistically however is somewhere in between these two points. Many ebook authors make between $5,000 and $20,000 a year.

How to Maximize Ebook Sales

The best way to ensure optimum sales is to constantly promote your ebook. This may mean staying in on weekends and staying up late during the week. Some of the best ways to promote your ebook include buying advertising from large advertising portals such as Google and Yahoo, partaking in link exchanges, writing articles for websites and Ezines, building an information dense website and writing great ebook sales pages. Accomplishing all of this is no minor feat. You should expect to be in product development for between 1-6 months and then the promotional aspect may take another 4-12 months. Its not necessarily an easy job but as stated above the payoff could be substantial.

Worst Case Scenario

Even if you decide half way through the process that ebook entrepreneurship is not your cup of tea, you will still have written an ebook and be selling it online. That makes you an author; congratulations. Not only will you be an author but your ebook may give you some extra pocket change on a monthly basis. If nothing else, it will be a good learning experience. You have nothing to lose, so why not give it a shot?

How Much Money Can A Stripper Make

If becoming an exotic dancer has ever crossed your mind, youve probably asked yourself how much money can I make? Because this and a lot of other questions are running through your mind, I wrote “How To Be A Stripper: Everything You Ever Wanted To Know But Were Too Afraid To Ask” to help answer this and many other questions.

My first night dancing, I brought home a whopping $60. It was definitely discouraging because I thought Id be bringing home at least $300 if not more. The thing I failed to understand about stripping is that making the big bucks doesnt happen over night. There is a learning curve to understanding how to make money you can make off dancing on stage and learning how to get customers to buy lap dances from you.

Because most dance sets are made up of two 3.5 minute long songs, the club will have approximately eight girls dancing per hour. Keep in mind that there is at least a 30 second interval between dancers, so there is a chance that only seven girls will go up on stage per hour/per stage.

What does this mean for you? Depending on how many stages there are in your club, how many girls are on the rotation schedule, and how many customers there are, youll most likely make between $10 and $50 per stage show.

Once you learn the art of getting a customer to buy a lap dance from you, youll easily increase your earnings per night. Since you are only on stage for approximately 7 minutes per hour, youll want to make the most of the other 53 minutes.

Most lap dances are between $10 and $20 per dance, so the key to making a lot of money is to keep your customer buying dances from you once youve already got him in your chair. The best thing to do is make your lap dance the most seductive during the last 30 seconds. When you can hear the song starting to end, ask your customer if he wants you to continue. If youve done it right, hell want more!

Taking the money you make off stage dances and adding it to the money you can make by getting customers to buy lap dances from you, you can make between $80 and $100 an HOUR. Of course, this amount may vary some nights youll make more and some nights youll make less, but this is the average you should expect.

Own a Business Save Commute Time, Save Money

Are you thinking of starting your own business, but concerned about the cost? A smart move that can save entrepreneurs money using the latest technology is working virtually-from the comfort of your home. When you think of starting your own home based business, the first thing that come to your mind will be saving time and money while spending lots of free time with your family and the flexibility of making your own schedule.

The rising cost of gas and environmental affect of commuting encouraged most people to start their own business. Along with it, modern amenities such as Internet, email, fax and phone also allows you to work from anywhere you want. With these improved technologies, working from home and telecommuting is becoming a reality in many peoples lives.

Though commuting is often a necessity, it takes many hours that could be used effectively. Therefore, many workers are attracted towards telecommuting as it saves both time and money. Telecommuting is becoming increasingly popular as workers try to reduce commuting time. With telecommuting, you can save car and fuel expenses as well as have a few extra hours per week that would have been spent driving on the road.

With gas price being so expensive, it is no surprise that you will save big bucks in this area starting your own business. It is a great way to stay green while improving efficiency and productivity in your work field.

According to a data released by U.S. Census Bureau, “Americans spend more than 100 hours commuting to work each year.” Working from home will not only save your time and money, but also help in increasing productivity. As a business owner, you will have more flexibility staying with your family; you have more hours in a day to get the work done.

Telecommuting saves time, money and fuel. It is an arrangement in which you can work from home or from anywhere or wherever you can use your mobile telecommunication technology. All you need to start your own business is a computer, a phone and some network connection. You can also give your business a wider perspective by creating a web presence.

Working from home means no need to purchase office space, no need to maintain the office building, no utilities cost, no commuting expenses. This means saving money, which you can spend in increasing productivity in your business.

With ever increasing household expenses and everyday bills, many families are struggling to make their dream into reality. If you are not commuting to your work everyday, you could save several hundred dollars each month just by having a home business.

Again, a home based business allows one or both parents to be at home to care their children while still earning income. This not only saves you financially, but also gives you a peace of mind to be with your children.

Starting your business from home in this era of cost cutting can save you a great amount of money with minimizing commuting expenses.

How To Track Bank Account Transactions Manually

When a customer at the bank gets a hold of a statement in through the mail, the statement lists out all the transactions happened during previous month. The transactions include both incoming and outgoing, tallying up to a final sum which is indicated as the up-to-date account balance for the benefit of the customer. Without the benefit of the statement, the customer would be much more in the dark more with respect to the contents of the account. With the statement in hand the customer knows details such as the dollar value spent, the size of the income, and the present state of the account.

The fact of the matter is that this information becomes outdated almost immediately as the customer starts to use money. A simple ATM withdrawal means the account balance is not reflected in the monthly statement. The way to make sure one knows the state of finances even between statements is known as “bank reconciliation”. The device to help one do so is the checkbook register – which is simply a little sheet of paper that is used for recording transactions.

What is the importance keeping track of this money? The larger fraction of bank customers have come up against deep reasons to do so. Indeed, whenever a check is issued with a value higher than the level of money in the account, two things happen. The check may not go through incurring a bounced check fee, or the check goes through because the bank covers it temporarily triggering an overdraft fee. In both cases there is a serious negative consequence.

The types of transactions are many. Monthly car payments by way of check can result in a penalty if there are not enough funds on the day the payment is being cashed.

Personal checkbook registers impedes the rotten luck of such errors occuring. For people who have trouble managing their finances but also find maintaining a checkbook register too burdensome, there are electronic alternatives which are faster and easier to use. These are merely calculator-like devices that can easily be carried around. They have special entry keys for the different kinds of transactions one might encounter related to the checking account.

Very recently the U.S. Senate implemented a series of consumer-friendly finance rules relating to how banks charge overdraft fees (this fee is incurred whenever a bank steps in and pads a customer’s account whether or not the customer wants it). Basically a bank must ask a customer to opt-in to their overdraft fee program. However, the flip side is that without the overdraft fee, checks will bounce and cause other kinds of trouble. Therefore, it is still best to keep finances in check with devices like the checkbook register.

How To Open An Online Second Chance Bank Account

How To Open an Online Second Chance Bank Account

Second chance checking accounts have very few differences in traditional bank accounts. For instance, since the overwhelming majority of banks and credit unions that participate in ChexSystems’ database inquiry program are brick-and-mortar establishments, this leaves banks that are primarily online based the advantage of being able to operate without the high overhead costs of real estate. ( please read more if you would like to get removed from chexsystem database) In turn, these banks are able to accommodate account holders which other banks and credit unions would deem as too much of a risk. This also means that the interest rates that online banks and second chance banking accounts offer are comparable to traditional banks. Second chance checking accounts are perfect for people who are paid with direct deposit. To sign up for a second chance checking account, all you need is a drivers license and a sister security card. There are no more embarrassing, long lines at the bank paid for decision. (Also consider opening a bad credit bank acocunt if you need one). You already knew that you were approved. There are also no embarrassing inquisitions made by a banker. Your account is approved within minutes. some people also refer to it as 2nd Chance Bank account, which is the same as second chance banking.

Get a No Chexsystem 2nd Chance Bank Account

To open a business second chance bank accounts also offer joint bank accounts, new credit check bank accounts, nine ChexSystems bank accounts, in some even offer offshore bank accounts. Of course, these programs vary from bank to bank so you will have to review the each bank’s programs individually and compare them. 2nd chance bank accounts are typically Internet bank accounts with little or no restrictions to what the account holder can use the account for.

Open an Offshore Bank Account

For instance, contrary to what many people believe, second chance bank accounts do have Visa or MasterCard debit cards issued with them. You may also consider open a new bank account online. These debit cards can be used just like a traditional bank debit card. They can be used at hundreds of thousands of stores worldwide wherever Visa or MasterCard accepted. You can also use your debit card to withdraw money from nearly any ATM in the country. There is only a small withdrawal fee. Accessing second chance checking accounts online is much like accessing any Internet bank accounts online. Simply log into the bank’s website, enter your login information and password and you will be able to do such things as check your account balance, transfer funds from one account to the other and even pay your bills online.

Take a look at www.loanstogo.org to find out whre you can apply for an account today.

Play Free Online Slots Games To Win Real Money

Playing online slots for money is incredibly gaining popularity amongst the masses when it comes to casino games. A very advantage of these cool gambling games is that you can try your luck with great privacy right at your place and win big bonuses and millionaire jackpots. Indulge into mind-blowing experience of betting classic as well as video slot games with best online casino games to play for money and fun.

Casino is an enjoyable gambling game of winning and losing money. This game of gambling is full of risk where you need to prepare yourself for both hit-or-miss of money. It is the most popular gambling game that attracts interest of lots of people. Due to the busy life schedules oftentimes, players do not get time to go to casino-hotels to play game. This brings online casino-gambling game of luck into a realm.

The fact is that over past few years the field of Internet Technology has witnessed lots of beneficial upgradation that altogether have great impact on computer gaming particularly on online games. The growing popularity of gambling game coupled with latest technological innovations and resulted in availability of exciting online gambling games free to offer all passionate players an entirely different gambling experience. Casino games available to play over the internet are highly compatible with various operating systems including Linux, Mac, Windows XP, Windows Vista, etc.

If you are a casual player and want to play free slots for fun then free fun slots games available over internet are perfect options where you do not burn away your earnings. There are many websites where you can play funny game of online slots for money free including video slots and classic slots. Browse through various slot game portals, explore available online casino games, select your favorite game, play it and win bonus money plus jackpots and lots more.

These web portals offer enthusiasts with plenty of options of free online casino games to choose from so that players can delight themselves with the wide choice interesting gambling games including poker, video poker, roulette, classic and video slots etc. Remember! These gambling games to play for money and fun available over the internet can be paid or free. Therefore, it is always advisable to read carefully all terms and conditions, game playing instructions, jackpot and bonus policies, etc. in order to avoid all sort of confusions.

Spin your fortune by playing free online casino games that too from the full comfort of your personal computer and win the jackpots.

Traditional bank Personal loan Deferment for Students

Just due to the fact you are accepted to a school doesn’t mean you are able to afford it. However do not be concerned! You are able to try to reward yourself with a college mortgage along with a deferment. The loan, clearly, will let you shell out for school, however the deferment lets you require a finite volume of time before you must produce payments towards the precept from the mortgage loan. The benefits to this are quite a few, and include becoming able to concentrate on studying and getting the career you wish while conserving up funds to generate larger funds in direction of the loan. It also gives you a likelihood to land on your feet at your new position with no being buried testing debt.

With certain higher education student traditional bank bank loan deferment ideas there’s the probability of receiving the curiosity price deferred as properly. This suggests which you will not be paying up on curiosity that was accrued over the time in the financial institution mortgage loan deferment.

Although, you are going to discover certain scholar loans that don’t have that option, so you should to produce sure the way it stands whenever you acquire your school college student bank bank loan. You can find a variety of alternatives which are obtainable for deferments as well as the availability of acquiring 1. You might must notice in the event you qualify for any of these possibilities to determine what type of deferment you may obtain.

College pupil bank mortgage deferment options are categorized as financial, education, community program, incapacity, and household associated. You will uncover several qualifications for every of those deferments such as the schooling deferment that is based mostly in your enrollment status.

The liked ones related deferment applies to mothers that are trying to re-enter the workplace or on parental leave. Disabled college students obtain the disability deferment alternative as well as the community services aspect goes to students which are inside the Armed Solutions, volunteers, Peace Corps, and general public health parts of company.

If you’re struggling from economic hardships, next you might be able to have the economic deferment.

With so numerous choices obtainable for college student personal loan deferment plans, there is no reason as to why you’ll must start investing away from your college pupil personal loan right apart. You really should be capable to require a while to obtain settled into your new career and make several cash prior to obtaining to worry concerning investing away your college student loans. After you’ve figured out which facet of a deferment you qualify for, it is possible to simply set your payments off for the specified sum of time and sleep simpler at evening knowing you won’t be accountable for those people installments till you have the money saved as much as choose care of them.

Gold vs. Money

Gold salesmen will always claim that paper money is worthless. However, we should always be reminded that they are selling something. What they tell their clients are standard sales pitch expected from anyone who is selling something.

One fact is that money is only valuable because it is a medium of exchange. The money in our pockets is exchangeable for precious metal. As long as a service or a good is exchanged for money, a dollar is worth something. Otherwise, it is just a piece of worthless bill in your wallet.

However, since it is a medium of exchange, the idea that money is worthless does not make sense at all. If it is useless, it is implied that every written agreement is useless as well. In fact, money that is involved in most commercial and government transactions does not involve currency. This is the reason why the government cannot just print more money and use it to finance projects and other developments for the country. If this is the case, then all the government needs is a printing press and people won’t have to pay taxes. When you get a loan from a bank, that money is basically created from nothing. For accounting purposes, the bank cuts a check and places the money into your account. There is no cash involved in this transaction. You can pay debts or give someone money without any cash involved. This goes to prove that most business transactions do not involve cash or currency.

The truth is that gold for the past years has been a poor investment as compared to the US dollar. Unlike the Indians and Chinese whose investment on gold has increased by approximately 200%. For the last two and a half years, there has been a massive shift of investment into the US Dollar from gold and other forms of currencies. This means that investors from all parts of the world have high faith in the US economic, political, and financial system. This has made gold a victim of the improvement of the US Dollar.

However, there are at least two reasons why gold is still a good investment. First is the fact that gold has been valued as a form of wealth since the ancient time. It is, therefore, a logical alternative in the event that capitals need to shift from currency. The second is in par with the first reason. It is a fact that throughout history, precious metals have been used to defend wealth from destruction. In other words, gold has maintained its purchasing power for a long period of time.

About the author: Montele Hogan’s mission is to help YOU to achieve the financial freedom and success that everyone in this internet marketing/network marketing game has always talked about. Your success is my success in that we can help each other reach our goals together.

Vacation Scams to Watch For Money Changing Scam

Vacation Scams to Watch For: Money Changing Scam

Here at iGlobe Travel we are very glad to offer you this article so that we can help you with making your vacation plans for this year. We hope that you have a wonderful trip this year and with all the wonderful vacation destinations out there, we want to caution you to be alert as there as a lot of potential scams out there. Here at iGlobe Travel, we are doing our part to help educate travelers about potential travel scams and hope you find this information helpful.

Many scam artists will take advantage of the fact you are not completely familiar with the currency they use in the country you are visiting. A common version is known as the “slow count”. In busy tourist hotspots dishonest cashiers will count your change out very slowly using confusing phrases or speaking rapidly to confuse you and will short change you. Also, often times confused and hurried tourist will sometimes just grab their change and take off only to find out later that they were cheated.

Whenever you do receive change always be sure to count it before leaving the premises. Also, try to avoid using large bills particularly with taxi drivers who are notorious for changing it for a counterfeit bill and then handing it back to you stating they cannot make change.

Also, as soon as you arrive at your travel destination, be sure to exchange your currency to that of the local economy. You may notice people on the street or in the airport offering excellent conversion rates, better than the hotel or local bureau. But this isn’t the time to bargain hunt. Often these black market exchanges will leave you with a pile of fake money or a bunch of newspaper wedged between two actual pieces of money.

How do you avoid falling victim? Learn what the currency in the city you’re visiting looks like. Count your change carefully. Exchange money at authorized centers only. Pay with small bills.

iGlobe Travel is happy to provide this information and if you have any questions feel free to visit our website by going to .

When You Desperately Need Rent Money – How To Find Fast Emergency Cash

Few people would disagree that these are truly hard times for a lot of people. That includes those (like me and perhaps you) who are renters instead of house buyers.

But sometimes, bills pile up, and we need rent money…and need it fast. Rent isn’t the only living expense we have, of course, but is there usually any bill we consider more important? After all, if you don’t have a place to live, everything else matters less. You can live, if forced to, without a phone, an Internet connection, cable TV, even electricity (though that’s a tough one). But when you lose the roof over your head, that’s a major big deal, no two ways about it.

If you’ve ever said, “I need rent money…and I need it fast to avoid eviction,” then I’m talking to you here.

In times past, I too have been “up against it,” as they say…down to my last few dollars, with the rent already overdue, and waiting for the “other shoe to fall.” You know….that knock on the door with your landlord standing there…or a phone call from the apartment or property manager.

What do you do…what CAN you do…to raise what maybe I could call “eviction rent”? Well, having been in just such a situation, I’ve learned some ways to raise fast emergency cash…and some ways to definitely avoid at all costs. One way that’s a total dead-end is to go for the quick, easy fix: a payday or car title loan. You risk your car, your paycheck, your peace of mind…and maybe even get forced into bankruptcy. And if you do manage to pay back your, say, $600 loan over the full term you’re given, you’re likely to end up paying more like $1,200.

But fortunately, there are other ways that can help you get money quick…ways I’ve uncovered in my own search for ways to get cash quick. Some of them, most everybody already knows about. But beyond those are scores of other dependable, proven ways to find or raise cash when you need rent money or money for some other emergency. I’ve pulled them together in a brand-new resource that includes ways both well-known and virtually unknown…but all of them, ways that will get you out of your current bind and back to a place where you can breathe again.